Kodi ndi zotani zomwe anthu angathe kupanga ndalama mosavuta?
Anthu omwe makhalidwe awo sagwirizana ndi lingaliro la kupeza ndalama. Tiyerekeze kuti mukufunadi kupeza ndalama, koma nthawi imodzimodziyo simunapindule. Ndithudi pali zosowa zomwe mumakhutitsa, koma mukukhala osauka, mwachitsanzo, mumakonda kukweza mbendera ya nzeru zopanda nzeru. Kapena simukufuna udindo, womwe sudzakhalapo ngati mutakhala ndi ndalama zambiri. Kapena iwe monga momwe iwe, wosauka ndi wosasangalala, unadandaula nazo. Muzochitika zotero, monga zowonetsera, ziribe kanthu momwe mumalongosolera chokhumba chanu chokhala ndi ndalama bwino, palibe chilichonse mu moyo wanu chomwe chingasinthe - kufikira mutapeza njira zokhutiritsa zosowa zanu mwanjira ina, zomwe zikukhutira ndi kuti mulibe ndalama. Kuti mupindule, muyenera kumvetsa nokha, ndi maloto anu ndi malingaliro anu.
Ndani angathe kupanga ndalama?
Ngati tikulankhula za bizinesi yayikulu komanso yowonjezera (popeza bizinesi yaying'ono siimapereka ufulu wodalirika), kafukufuku wapadziko lonse amasonyeza kuti palibe anthu oterewa-6-7% okha. Ena onse sangathe kupeza ndalama zambiri, mosasamala kanthu za momwe akufunira, chifukwa ndizokonza ndi luso lachibadwa. Malusowa ayenera kupangidwa, chifukwa kupezeka kwa talente sikutanthauza kuti munthu akhoza kupeza ndalama. Pali sing'anga ndi khama lofunika kuti chitukuko chikhalepo. Kodi pali anthu apadera amene amakopera ndalama? Kodi makhalidwe monga chikhalidwe, zaka, chiyambi, maphunziro ndi ofunikira? Akazi ali ndi mwayi wopambana, chifukwa mwachilengedwe iwo ali ndi udindo waukulu. Malingana ndi kafukufuku waposachedwapa, zaka khumi zapitazo, m'dziko lathu ndi zaka makumi asanu ndi makumi asanu ndi makumi asanu kumadzulo, chiŵerengero cha amayi ogulitsa bizinesi chawonjezeka kwambiri. Ku Ukraine, amayi owerengeka okha adalowa mu bizinesi yayikulu, komabe palibe oligarch mmodzi wa chiwerewere chabwino. Mwa njira, mwamuna wamalonda, monga lamulo, ndi banja la banja: alibe nthawi yoperekera moyo wa wojambula. Azimayi amene amapeza ndalama zambiri amakhala okha. Bzinthu ndi ntchito yovuta, yomwe imafuna ola limodzi la maola 16, ndipo pafupifupi maola 24. Lero, chiwonetsero cha chikhalidwe cha munthu wopambana chimayang'ana monga: 30 - 55, mwamuna, wokwatira, ali ndi luso la munthu wamalonda. Ichi ndi chiani - talente ya wamalonda? Zikuwoneka kuti izi ndizotheka kuyankha mosavuta kusintha kwa masewera - kamodzi. Kukhoza kutenga zoopsa ndi ziwiri. Gawo lalikulu lachinyengo - zitatu. Kumbukirani momwe ambiri adagonjera kugwa kwa USSR. Anthu adasokonezeka, sankadziwa momwe angakhalire opanda malamulo. Ndipo wamalondayo anaganiza: popeza palibe malamulo, ine ndidzakhala nawo iwo ndekha, ine ndizikhala mogwirizana ndi malingaliro anga kapena malingaliro, monga ife tazitcha izo. Kuchita zamalonda - maphunziro anai, abwino - asanu. Ndipo, potsiriza, munthu wamalonda wopambana ayenera kukhala limodzi ndi mwayi.
Pali anthu amene ndalama zimaperekedwa chifukwa cha karmic - ndalama zimangopita kwa munthu woteroyo. Izi zikhonza kukhala chilango komanso mphatso. Mulimonsemo, ndalama kwa munthu woteroyo ndi mbali ya ndondomeko yomwe adzagwire pano pa Dziko Lapansi. Kodi maphunziro, chikhalidwe, chikhalidwe cha banja, zikhulupiliro zachipembedzo zimakhudza bwanji kulemera kwa munthu? Ngati poyamba poyamba banja linakana lingaliro la ndalama zosavuta, ndiye kuti n'zotheka kupeza zambiri osati ntchito yolemetsa, kotero kuti munthu akhoze kupeza ndalama, ayenera kusintha kapena ngakhale kuwononga malo a banja. Munthu ali ngati mtengo: ngati ali mwana, thunthu lapotoka, kenako ndikokopa monga "ndinu wokongola, ndinu mtengo" womwe simungawonekere. Komabe, ndikukhulupirira kuti aliyense akhoza kukhala mamilioni. Funso ndilo, kodi amavomereza mtengo wotani kuti awalipire, ndipo ayenera kuchita chiyani kuti agonjetse yekha? Mayiko ambiri odziwika ku USA adalengedwa ndi anthu ochokera m'mabanja a puritan omwe anakulira mu kukhudzika kuti ndikofunikira kugwira ntchito mwakhama ndikusunga, ndiyeno mudzalemera. Panthawi imodzimodziyo, mawuwo Palibe ululu -sapindula (palibe ululu - palibe mphoto) nthawi zambiri amatsutsidwa ndi akatswiri a maganizo ndi akatswiri a zaumoyo. Kotero kodi kukhudzika uku kumathandizira kuti ukhale wolemera kapena mosiyana - kodi ukulepheretsa? Mukhoza kukhala olemera, ndithudi, pogwira ntchito mwakhama. Koma ngati munthu akusangalala ndi ichi ndi funso. Ndi bwino kwambiri kuti munthu atsimikizire kuti ntchitoyo iyenera kubweretsa chisangalalo. Endorphin yomwe imapangidwa mu chisangalalo chimapindulitsa. Ndiyomwe ndalama yayikuluyi ikuphatikizidwa ndi chimwemwe cha moyo ndi chimwemwe.
Kodi ndi bwino kukonda ndalama? Ndipo kodi chikondi ichi chidzakhala chiyanjano chotani?
Nthawi zonse zimakhala bwino kukhala m'moyo wachikondi. Ndalama ndizopambana mphamvu za anthu ogwira ntchito, choncho muyenera kuwachitira ulemu. Ngati muli olakwika ponena za ndalama, ndiye kuti mumayankha mafunso anu mwa ufulu, umoyo wabwino wa banja lanu. Maganizo amenewa ndi zomwe mumapatsa ana anu, pokhala ndi malingaliro a maganizo omwe angalepheretse kuyankhulana bwino ndi ndalama. Kotero, ndi zopindulitsa kwambiri kukonda ndalama ndikupereka maganizo awa kwa ndalama kwa ana ake. Kukonda ndalama n'kovuta popanda kufuna kukhala nawo, ndipo iyi ndiyo njira yokhayo yokonda ndalama yomwe imakopa ndalama. Kuwachitira ulemu ndi kulemekeza n'kofunika kwambiri, ndiye kuti iwo adzadziunjikira ndikukukopani. Mwachitsanzo, musadandaule ndikudandaula za kusowa kwa ndalama, muzinena kuti nthawi zonse akusowa, motero mumapanga zofanana zenizeni kuzungulira inu. Kuyamikira ndi maginito a ndalama: mukamayamikira kwambiri komanso mowolowa manja, chimwemwe chomwe muli nacho, ndi ndalama zomwe zingabwere kwa inu. Ndalama zokhala ngati zikwama zokongola (inde, inde!) Ndipo kupereka chachikhumi, ndiko kuti, kuchokera ku ndalama zonse zomwe mumalandira zimayenera kulipira ena mwa ungwiro wawo wauzimu. Njira yachiwiri ya kupereka chakhumi ndi kungopereka ndalama kwa munthu amene akufunikira, koma ndibwino ngakhale asanakufunse za izo. Ngati mukumva kuti mungathandize, thandizani. Ndalama zimakonda anthu opatsa. Ndalama ndizofunika kukonda. Koma tiyenera kukumbukira kuti kukhala olemera ndi kukhala osangalala nthawi zambiri ndi zinthu zosiyana. Ndikofunika kumvetsetsa kuti pamodzi ndi ndalama, chikhalidwe chimasintha: bwalo lolankhulana, khalidwe labwino ... Ambiri amawopa kuti azipeza bwino chifukwa kuti anthu apambane ndi ntchito yosayamika, yowopsa nthawi zina; Kukhala wovutikira ndi kosavuta komanso kosavuta.
Kodi pali njira zowonjezereka zopezera kupambana kwa ndalama?
Tiyenera kukhulupirira mwa mphamvu zathu, kufunafuna njira zopezera ndalama, kukhala ndi cholinga ndikuwonetsa maloto - kuchokera pa zomwe ndikudziwa ndikudziwa kuti zimagwira ntchito mwamsanga kuposa momwe mukuyembekezera. Luso silidzapweteka, koma khama lanu ndilo theka la nkhondo. Pali mitundu itatu ya kuyandikira kwa moyo: umbuli, chilakolako ndi ubwino. Pachiyambi choyamba, anthu amagwira ntchito kuti apulumuke, mwachiwiri - amadziunjikira chifukwa chokhala nacho, chofunikira komanso chosafunikira. Pomaliza, ubwino ndi njira yokhayo yolondola pamoyo. Kusonkhanitsa ubwino, munthu akhoza kuwatsogolera ku njira iliyonse. Pali njira zingapo zophweka zowonjezeretsa ubwino wambiri: zuka musanatuluke; tsatirani chiyero cha malingaliro; kumwa ndi kudya chakudya ndi zakumwa zokoma. Ndikofunika kusankha ntchito osati chifukwa cha ndalama, koma chifukwa cha miyezo yapamwamba. Ngati palibe ntchito yotereyi, muyenera kukhala ndi chizoloŵezi kapena chilakolako chomwe chimakupatsani kuzindikira maluso anu, kubweretsa chisangalalo. Tiyenera kupereka mosavuta, osawopa kukhalabe opanda ndalama, kukhala ndi chidaliro kuti dzanja la woperekayo silimachepetse. Mapeto amasiye amasonyezedwa mu zikhulupiliro zomwe zimapititsa kumbali zonse za moyo waumunthu: Sindikusowa ndipo ndilibe, ndilibe zokwanira. Choncho, munthu yemwe ali ndi ana amasiye ndi zovuta osati kukhala olemera okha komanso osangalala. Kuti mukwaniritse bwino, muyenera kukhazikitsa cholinga molondola. Ndipo nkofunika kuti cholingacho sichikutsutsana ndi dongosolo lanu lamtengo wapatali. Mwachitsanzo, muyenera kudziwa chomwe chili chofunika kwambiri kwa inu - mwayi wokhala ndi nthawi yodzipereka kapena yodzipereka kwathunthu kuntchito? Ngati choyamba, ndizopusa kukhala ndi cholinga chokhala bwana wamalonda wopambana kwambiri m'dera lanu, popeza mumagwira ntchito kuti mukhale ndi moyo nthawi zonse, komanso kuti musapambane mu bizinesi. Ndiye tikufunikira kukhazikitsa dongosolo la zolinga zodziwika bwino za cholinga. Ndipo_chitani!