Kugwirizana kofanana sizongokhala chabe. Mudziko lathu, mawonekedwe awa akhala akufunika kwambiri. Tiyerekeze kuti mumakhala ndi wokondedwa wanu, koma ukwatiwu sunalembedwe mu ofesi yolembera. Kenaka mudakangana ndikuganiza kuti mwabalalitsa mosiyana. Galimoto, nyumba, dacha yomwe munagula ndalama zambiri, zalembedwera mwamuna - muli ndi mwayi wogawa katundu, ngati pali mboni zomwe zingatsimikizire kuti munatsogolera ulimi wokhudzana, koma gawo lirilonse lidalira gawo lake. Tikuyembekeza kuti mumvetsetsa kufunika kwa kayendetsedwe ka mgwirizanowo m'dziko lathu? Zachisoni kunena kuti sitidzatero. Tiyeni tiganizire palimodzi za zinthu zabwino pamodzi. Mwachitsanzo, momwe mungagwiritsire ntchito bajeti ndalama zambiri, motero, ndalama zambiri zoti mutulutse kuti zikhale zosangalatsa komanso zodula. Simungakhulupirire, koma pali masitepe asanu ndi limodzi a chuma - kupyolera mukupulumutsa. Za iwo ndipo zidzakambidwa pansipa.
Kusamalira bajeti sikokwanira ife, akazi, monga theka lathu lachiwiri. O, wina, ndipo tikudziwa komwe sitoloyo ili yotsika mtengo, ndi zinthu ziti zimene ziyenera kugula mu msika wambiri ... Ndipo ngati titachita mosiyana, ndiye kuti tiri ndi chifukwa chabwino cha izi. Amuna, makamaka ngati amapindula bwino, amadziona okha ngati ambuye a moyo: amagwiritsa ntchito ndalama, osawerengera, pomwe ali nawo. Ndiyeno ... iwo amalowa mu ngongole, kapena amazunzika ndi chisoni, akuyesera kupeza mtundu wina wa ntchito. Mazunzo oterewa sapindulitsa thanzi lawo, chotero, akazi okondeka, kugwiritsa ntchito amuna kumafunika kulamuliridwa mosagwirizana. Chinthu choyamba choyang'ana kupulumutsa ndi bukhu la "granari", momwe ndalama zonse zolembera ziyenera kulembedwa: mtundu wa ndalama, ndalama, ndalama, tsiku. Ngati chinachake pamapeto chimakhala chochuluka kapena chochepa, lembani mfundo iyi mzere wosiyana. Koma, Mulungu sangafune, kuti afunse umboni wofanana wochokera kwa mwamuna wake (kupatula ngati chiwerengero cha bajeti chinali lingaliro lake), iye adzakhumudwitsidwa. Zonse zomwe amawononga zimayikidwa mu bokosi limodzi, popanda kufotokoza chomwe ndi momwe. Mfundo yeniyeni yosunga malipiro a ndalama zimayenera kuwonetsedwa ngati mthunzi wekha. Mwamuna wochenjera adzadabwa kuti pafupifupi theka (kotala, kotala) ya ndalama zonse za banja zimalowa mu "zinthu zake". Amatha kudzifufuza yekha ndipo, popanda kusiya makhalidwe ake ambiri (ndi opatulika!), Pezani njira zopezera ndalama. Zimakhala zovuta ngati mwamunayo sakudzipangira yekha zifukwa. Ndiyenera kupita ku "maonekedwe akuluakulu." Zotere: - Darling, ndinapita mwangogwira ntchito yamagalimoto pafupi ndi ntchito yanga, mlingo wa utumiki ndi wofanana, koma mitengo inandisangalatsa ine. Kapena: - Wosamalira tsitsi wanu wasiya kundikonda. Malo omwe mumakhala nawo amafunikira chidwi kwambiri ku mawonekedwe. Tiyeni tiyesere kuchotsa tsitsi kuchokera kwa mbuye wina. "Malingaliro" amenewa adzakhala sitepe yachiwiri yopulumutsira. Komabe, mudzaphunzira chinachake chatsopano kuchokera pa bukhu lanu. Khwerero 3: gulu lonse kugula malingana ndi mawu ogwiritsira ntchito. Mwachitsanzo, kamodzi pa sabata muyenera kugula 3 kg ya nyama, 1 kg ya mafuta, 5 malita a mkaka, kamodzi kwa theka - chaka 5 ufa, 1 kg ya buckwheat, 3 makilogalamu a mpunga, ndi zina zotero. kuchuluka kwake komanso nthawi zambiri muyenera kugula. Tsopano mukhoza kutenga gawo lachinayi: kugula zinthuzi. Pezani malo otchipa. Ndi kugula kwakukulu, makapks angapo osungirako makilogalamu kapena thumba amakupatsani mpata woti mutenge zonse mumatekesi (ngati palibe galimoto), mugulitseni nokha galimoto (kapena, pang'onopang'ono, kanthu kakang'ono koma kothandiza kwambiri). Pazinthu za tsiku ndi tsiku zomwe simungathe kuzipulumutsa, ndi bwino kusankha malo abwino kwambiri kwa iwo: panjira yochokera kuntchito, pafupi ndi nyumba, popanda kuyembekezera ... Mulole mkate ukhale wochuluka kwambiri pa ruble, mudzasunga zambiri zedi - nthawi yanu. Gawo lachisanu: chidule cha padziko lonse. Phunzirani zomwe zili mu bukhu la "nkhokwe" kwa chaka. Mudzawona kuti mu miyezi yosiyana mumagwiritsa ntchito ndalama zambiri pa famu. M'nyengo yozizira - zambiri, m'chilimwe - zochepa. Koma m'nyengo ya chilimwe pali zosayembekezereka zofunikira kuti mupumule. Gawo lotsatira ndi lolakwika kuyitana wachisanu ndi chimodzi , m'malo mwake, ndi zero, chifukwa muyenera kuyambitsa kuyambira nthawi yomwe mwasankha kupulumutsa, chifukwa tikudziwa kuti simufunika kusunga ndalama, komanso nthawi. Monga asayansi awerengetsera, timakhala ndi nthawi 12 peresenti yosunga nyumba. M'masitolo timathera maola 2-3 pa sabata. Ndalama ndi nthawi ndi zinthu zosagwirizana. Ngati mumasunga yoyamba - gulani njira ndikusunga yachiwiri. Yambani bukhu lina - diary, yabwino yosweka ndi ola. Lembani zimene mumachita maminiti 30: sambani, khalani ndi kadzutsa, mupite kuntchito, penyani TV ... Pansi, yesani mzere ndikuwonjezera zonse zomwe mukufuna (kapena mukufuna), koma sanatero. Kodi mwasowa nthawi yochuluka bwanji? Tawonani komwe mungakwerekere nthawi ino: mwina ndibwino kuti muwonjezere msinkhu, chinachake choletsera, kusuntha, kuphatikiza ... Onetsetsani kuti mupumule: tsiku lililonse kwa maola 2-3. Ziyenera kukhala mpumulo wabwino (kuwerenga, kupita panja), komanso kusayang'ana kanema pamene mukusindikiza, osati ulendo wopita kumsewu wapansi.