Mukhoza kupanga chikwama chanu, osadzikana nokha! Musagwiritse ntchito pang'ono pogula chimodzimodzi! Nazi njira zosavuta zomwe simungakayikire, ndipo izi zingakuthandizeni kusunga pang'ono ndi malipiro aang'ono.
Kusunga ndalama ndi mchira, ndikwanira kuchita zinthu zozolowereka pang'ono mosiyana. Zopambana pazochitika zonsezi ndizochepa, koma, kawirikawiri, ndalama zochuluka zimapezeka.
Musanagule, yerekezerani mitengo.
Pachifukwachi, sikofunika kuthamanga m'masitolo onse, ingoyenda mu imodzi ndikusankha, mwachitsanzo, firiji yoyenera. Lembani chiwerengero cha chitsanzo, ndipo pezani zoperekera zotsika pakhomo pakhomo pa intaneti (musangoyesedwa ndi otchipa kwambiri, nthawi zambiri ndizosautsa). Mukhozanso kuyerekezera ntchito yotsatila zosiyanasiyana.
Mphoto: 10% kapena kuposa mtengo wogula.
Bonasi: anapanga dongosolo pa webusaiti - ndipo palibe kayendedwe ka thupi: zinthu zidzabweretsedwa kunyumba panthawi yomwe anavomerezedwa.
Tembenuzani woyendetsa autopilot mu banki yanu.
Funsani banki kuti idzasunthireni kuchoka ku akaunti yanu ya malipiro ndalama zina pa chikhomocho.
Kupambana: zimatengera kuchuluka kwa momwe mumasinthira, makamaka - 20% ya malipiro.
Bonasi: akauntiyo idzadzikula yokha, mudzawona zotsatira izi.
Ngati mutero, pitirizani kufufuza.
Pasanathe milungu iwiri mutagula. Pansi pa lamulo "Pa Ufulu Wogulitsa" muli ndi ufulu wobwezeretsa chinthu, ngakhale kuti sichikukondani inu, ndi chinthu chopanda pake - panthawi yachinsinsi. Inde, pochita zimenezo, ziyenera kusagwiritsidwa ntchito. Sitolo idzabweza kwa inu ngati kabukuka kali koti.
Mphoto: mtengo wa zinthu zosafunika kwa inu.
Bonasi: palibe mabayi omwe akulendewera m'chipinda kwa zaka!
Kugula 100% kwa mtengo wa theka: kugula pa malonda.
Ino ndi nthawi yabwino kugula mphatso kwa anzanu kwa miyezi isanu ndi umodzi kutsogolo ndikupanga maziko a zovala zanu.
Kupambana: kupulumutsa kuchokera 10 mpaka 75% ya mtengo wogula.
Bonasi: Panthawi yogula zinthu zambiri, ndibwino kusankha zovala zoyenera kutsogolo ndi nsapato ku thumba: mukhoza kugula zonse mwakamodzi!
Musamakhulupirire, koma khalidwe.
Masitolo ambiri amalonda, kuphatikizapo openga, mankhwala omwe ali pansi pawo, ndi otchipa. Pa ubwino wa mkaka kapena batala, kusiyana kumeneku sikuonekera!
Kupambana: kupulumutsa 10-20% ya mtengo wa mankhwala.
Bonasi: musayerekeze malonda a mtengo: mtengo wotsika mtengo wa macaroni nthawizonse umatchedwa ngati sitolo.
Tiyeni tisiye ntchito yoyeretsa yowuma chifukwa cha cholembera.
Posankha zovala yeniyeni, yang'anirani chizindikiro ndi zilembo zotsalira: kodi angathe kutsukidwa mu makina ojambula? Ndipo ngati zinthu zonsezi zimakuchitirani chifundo chimodzimodzi, perekani zokonda styrene. Ndalama iliyonse yoyeretsa ndi yaikulu, ndithudi, simudzatchula. Koma ngati siketi ya mtengo wokwana 100,000 imatsukidwa mu zoyera zouma khumi, taganizirani, inu mwagula izo kwa zikwi mazana awiri.
Mphoto: kupulumutsa 10,000 - 200,000 zikwi miyezi itatu.
Bonasi: simukuyenera kupita ku kuyeretsa youma. Kungothamangitsa galimoto - ndipo palibe vuto!
Nthaŵi zonse timagwiritsira ntchito ndalama zambiri kuposa kupitiliza malipiro: pafupipafupi timathera ndalama zokwana 70%. Kuyerekezera: Ogulitsa akumadzulo amathera 40% okha.
Palinso makadi ochuluka m'masitolo ambiri, kuyambira 10 mpaka 15%. Ndalamayi ikhoza kupulumutsidwa mu envelopu ndipo inagwiritsidwa ntchito pa chinthu china chofunikira kwa inu.
Pezani ndalama zanu.
Mukhoza kubwerera pafupi 13 peresenti ya ndalama zomwe mwagwiritsa ntchito pophunzitsa, kuchiza kapena kugula nyumba. Icho chimatchedwa kuchotsedwa msonkho. Zoona, ndalama izi sizingaperekedwe kwa inu mwachuma. Ndiko kuti msonkho wanu sungatengedwe kuchokera ku malipiro anu mpaka mutabwezeredwa ndi kuchuluka kwathunthu kwa kuchotsedwa.
Kuti mulandire, muyenera:
Sungani ku chipatala kapena zolemba za yunivesite kuti muyambe kufufuza msonkho.
Tumizani kulengeza kwa msonkho kotengera zotsatira za chaka. Ndipo gwiritsani ntchito malo omwe mukugwira ntchito.