Mmene mungachitire ndalama kuti ndalama zibwezeretsedwe. Kodi mungatani kuti ndalama zikukondeni?
Ulemu.
Maginito amphamvu kwambiri padziko lapansi ndi chikondi. Makina awa amakopeka osati anthu okha, komanso zochitika, zinthu, zochitika m'moyo. Ngati mukufuna kuyika mapiri a ndalama tsiku lililonse, pezani ndalama ndi chikondi chanu. Chikondi cha ndalama chimasonyezedwa powasamalira. M'nyumba pakakhala ndalama, malo otetezeka kapena bokosi momwe kusunga kusungidwa. Chikwama chiyenera kukhala msewu wokongola, wofiira bwino, momwe ndalama ziyenera kukhalira mu mawonekedwe ake. Ndipo ngati ndalama ziri mu banki, ndiye kuti iyenera kukhala mabanki odalirika ndi odalirika, omwe ndalamazo ziyenera "kugwira ntchito" nthawi zonse.
Ikani pambali.
Muyenera kukhala ndi chizolowezi chopulumutsa ndalama ndi zosangalatsa, komanso osaganizira za mvula. Kuganiza kuti ndikofunikira kokha pa zabwino, monga malingaliro ndi zinthu. Dzifunseni nokha: "Ndili ndi ndalama zokwanira, sindikusowa kanthu, ndipo ngati sindigula helikopita panobe, chifukwa chakuti sindikufuna basi." Muzitsimikizirani nokha, ndipo pang'onopang'ono choonadi chidzasintha bwino.
Maloto.
Mukufunikira kudziwa zomwe mukufuna ndalama zazikulu. Mwachitsanzo, galimoto yatsopano kapena nyumba. Musaope kulota. Ziribe kanthu momwe malotowo analiri kutali, taganizirani kuti mwakwaniritsa cholinga chanu. Tangoganizirani kuti mukuyenda mumsewu wamasewera mumsewu waukulu. Kapena konzekerani chakudya chamkati mu khitchini yokongola, yokhala ndi zipangizo zamakono.
Dzikhulupirireni nokha.
Dzikondeni nokha chifukwa chofuna kukhala wolemera. Dzifunseni nokha: "Zomwe ndimadziŵa, ntchito yanga ndi luso langa ndi zodula." Mwa inu nokha, khalani ndi zizolowezi za munthu wolemera ndi wolemera. Phunzirani kuchokera kwa mamiliyoni ambiri, omwe adzipanga okha kukhala amphawi, amadzimva ngati wa mamiliyoni. Imaiyani ndalama zovuta kwambiri.
Phunzirani kupereka.
Chimodzi mwa mfundozo ndicho kupeza chuma. Yambani kugaŵana ndi osowa ndipo mu malingaliro anu adzakhazikitsidwa kuganiza za kuchuluka kwanu.
Sungani mphambu.
Ndalama kwa inu nokha zimafuna kukhala ndi maganizo abwino, muyenera kuzigwiritsa ntchito pa zomwe akukonzekera. Muyenera kugwiritsira ntchito ndalama zocheperapo. Muyenera kuphunzira mosavuta, lolani kuti mulowe mu ndalama. Ngati mutayamba kugwedeza ndalama iliyonse, ndiye kuti kukhumudwa kumeneku kudzakulepheretsani kutaya ndalama ndipo mtsinje wa ndalama sudzatha.
Onjezani matsenga.
Pangani miyambo yanu yokopa. Patsiku lakuda lachikasu kukula kwa khadi la ngongole, lembani m'makalata ofiira: "Ndimalola ndalamazo kuti zikhale m'moyo wanga." Ikani pepala ili mu thumba la ndalama, mu gawo la khadi la ngongole. Nthawi iliyonse mutsegula thumba la ndalama, werengani izi, kotero kuti mumayika malingaliro anu abwino. Mukuyamba kukhulupirira kuti khadi ili limakopa ndalama, ndipo mawu awa mumagwiritsa ntchito mphamvu zanu.
Musadandaule.
Ngati nthawi zonse mukunena kuti mulibe ndalama zokwanira, sizidzakhala, zikusowa. Ndi bwino kuganizira momwe mungapangire ndalama zowonjezera. Chinthu chachikulu chomwe chinali chofuna kupeza zambiri. Boma lanu lokonda kwambiri lingakubwezeretseni ndalama zambiri. Musaiwale kuti ndalama zokha sizibweretsa chimwemwe. Banja, chikondi - izi ndi zofunika kwambiri kuposa ndalama.