Chikwama chakale, chotopa chimanyamula mphamvu za umphawi. Ndikofunika kuti "nyumba" ya ndalama ikhale yabwino komanso yokongola. Mu thumba la ndalama musasunge ndalama zosagwirizana ndi ndalama - zithunzi kapena zolemba.
Chikwama chiyenera kukhala chachikulu, kotero kuti ngongole zikhale mwabwino, musati muthe. Awalangizeni "molingana ndi okalamba": ndalama zimakonda kupanga. Podzilemekeza okha iwo adzabwezeretsa.
Zowonjezera chipembedzo cha banknote , zimakhala zovuta kwambiri kusinthanitsa ndi kuzigwiritsa ntchito. Mosiyana ndi zimenezi, ngongole zing'onozing'ono zimagwiritsidwa ntchito mosavuta komanso mosagwirizana. Choncho, kuti ndalama zisachoke pa thumba, mwamsanga, ndibwino kuti muzisunga ndalama zambiri. MAGAZI ENA. Tengani nokha "chosowa chosadziwika" - ndalama, yokhazikika pa chochitika chofunika: phindu loyamba, ntchito yoyamba yopambana, etc. Chinthu choterechi chimabweretsa mwayi mwachuma.
Ndalama ngati zofiira. Choncho, muwasunge mu envelopu kapena chikwama chofiira. Zimakhudziraninso kuti zovala zanu ndi za mtundu wanji. Ndicho chimene akatswiri amalimbikitsa mu feng shui.
Lolemba, ndi bwino kuvala zoyera, siliva ndi ngale. Lachiwiri "chikondi" chofiira ndi zofiirira. Kwa chilengedwe, zobiriwira, zofiira buluu ndi emerald zidzakwaniritsa. Lachinayi, valani zovala zachikasu kapena zipangizo. Lachisanu "kulemekeza" pinki, mithunzi ya buluu ndi yachikasu. Ma Loweruka amatha kuyamikira zofiira kapena zofiirira. Lamlungu, sungani zovala zachikasu kapena zonona.
A Belgium ovomerezeka kwambiri (amaletsa 25 peresenti ya malipiro), a ku France (amalepheretsa 20% ya ndalama) ndi Italiya (amasiya ndalama 18%). Osazindikira kwambiri ndi a Dutch. Amasunga tsiku la mvula 2 peresenti ya malipiro a mwezi uliwonse. ndipamwamba kwambiri kuti mwina m'tsogolomu sipadzakhala mavuto ndi ndalama.
Nawa malangizowo.
Musasunge ndalama zonse pamalo amodzi ndi ndalama imodzi. Ngati mavuto akuchitika, simungataye chilichonse panthawi imodzi. Ndingatani kuti ndipeze ndalama zambiri mu chikwama changa?
Konzani ndalama kuti mupewe kuchita masewera olimbitsa thupi "pansi pa maganizo."
Tsegulani ndalamazo kwa miyezi isanu ndi umodzi kapena chaka. Choyamba, kotero simungataye chidwi ngati mukuyenera kutseka nthawi isanakwane. Chachiwiri, pamene mitengo ya inflation imakula, ndipo mlingo wa refinancing mlingo ukukwera nthawi ndi nthawi, mwinamwake, mu miyezi isanu ndi umodzi iwe udzakhala wopindulitsa kwambiri kusintha miyezi isanu ndi umodzi yapitayo kuti ikhale yopindulitsa kwambiri. Kuti mupeze depositi yopindulitsa, gwiritsani ntchito zitseko za ndalama.
Dziyeseni nokha kupanga ndalama. Ngati ndalama zanu ndi ndalama zanu zikuwonjezeka, ndiye kuti ndalama zomwe mwasintha ziyenera kuwonjezeka. Nthawi zambiri mapepalawo adzakhala "kubyshka" anu, ndipo mumakhala otsimikiza kwambiri. Sankhani njira yanu yosungira ndalama: sankhani kuti ndi malipiro aliwonse mudzasunga ndalama zina, ndipo musasiye. Matsenga pang'ono. Kumbukirani lamulo la magnetism: ndalama zambiri zomwe mumasunga ndi kuzipeza, mumakopeka kwambiri. Phunzirani kukambirana. Kuti muchite izi, kuthana ndi manyazi komanso kuitanitsa mtengo pansipa, osati manyazi pa nthawi yomweyo malingaliro a ogulitsa.
Monga mukudziwira, malingaliro ndi zinthu zakuthupi, zambiri zimadalira maganizo. Kwa nthawi yaitali tazindikira kuti anthu omwe amawona bwino, omwe ali okondwa, amapanga ndalama.
Kuti muzisintha ndi "ndalama" phokoso, ganizirani ndi kukamba za ndalama kokha ndi chizindikiro chowonjezera. Tulutsani mawu akuti: "Sindingathe kupeza," "Sindingakwanitse," "Ndikugwira ntchito, usana ndi usiku, ndikulipira ndalama."
Phunzirani kusangalala ndi kupambana kwa olemera kuposa inu. Bwerezani mawu a tsiku ndi tsiku: "Ndili wopambana", "Ndinali ndi ndalama, ndakhala ndikukhala!" Mudzawona, kuyika kwanu kochuluka kukuthandizani kukwaniritsa zomwe mukufuna.
Mwa njira, zimalingaliridwa kuti maganizo olakwika pokhudzana ndi ndalama ndi chifukwa chodzidalira. Pofuna kukulira m'maso mwanu, phunzirani kudziphunzitsa nokha pankhani ya ndalama zanu komanso mbale yanu kuyankhulana ndi anthu opambana. Phunzirani kuchokera kwa iwo za malingaliro a ndalama ndi kumvetsera malangizo othandiza.