Pali mitundu iwiri yokha ya anthu omwe amadzipereka kuti apereke chuma chonse - awa ndi oyera mtima. Ena onse amafuna kudya masangweji ndi caviar wakuda, ndipo monga maximum kuti atembenuzire mamiliyoni. Maloto okhudzana ndi chuma ndi zosangalatsa za anthu athu, ozoloŵera mavuto azachuma, mavuto azachuma ndi kusakhazikika kwa ndale. Koma ngakhale zilizonse zosavomerezeka monga "osati m'dzikoli anabadwira," nthawi zonse anthu amakhala pafupi ndi ife, omwe amakhudzidwa ndi nsanje komanso chuma. Palibenso maganizo akuti olemera ndi mpatuko wapaderadera omwe ali ndi chidziwitso chobisika cha momwe zimakhalira mwamsanga komanso mosavuta. Ndipotu, "zinsinsi" zoterezo zimapezeka, koma zimapezeka kwa aliyense. Chinthu china n'chakuti sikuti aliyense amasankha kuzigwiritsa ntchito pochita, ndikupitiriza kulimbikitsa maganizo awo "opusa". Momwe mungakopekere ndalama ndi mwayi kumoyo wanu, komanso kuti mupambane, tidzakambirana zambiri.
Ndalama zimapita ku ndalama
Chimodzi mwa malingaliro okhudzana kwambiri ndi ndalama ndi kusankha kwawo mogwirizana ndi magulu ena a anthu. Palinso mawu akuti olemera akulemera, koma osauka akukhala osauka. Choonadi chiri m'mawu awa, ndithudi. Ndipo kuwonjezeka kwafupipafupi kwa ndalama za anthu olemera kungafotokozedwe.
- Choyamba, munthu wopambana nthawi zonse amalankhula ndi anthu omwe ali opambana komanso okhazikika. Izi zimathandiza kupanga ma psychology ena opambana: kuti aphunzire zovuta zamalonda, zoyenera zachuma, kuti azidziwana bwino.
- Chachiwiri, chifukwa cha zinthu zakuthupi, munthu wabwino amatha kupeza chakudya chabwino, chithandizo chamankhwala choyenera, kutsegula maulendo kunja. Zonsezi zimakhudza thanzi lake: iye amadwala pang'ono, amayang'ana bwino, ali ndi mphamvu ndi mphamvu. Kotero, nthawi zonse mwakonzekera gawo latsopano mu ntchito yake ikukula mofulumira.
- Chachitatu, olemera ali kuzungulira ndi zinthu zamtengo wapatali ndi zopindulitsa. Nyumba yaikulu, galimoto yokwera mtengo, akaunti ya banki yodalirika, yacht yapamwamba - izi siziri maloto chabe, koma ndi mbali yofunikira pa moyo wawo wa tsiku ndi tsiku.
Choncho, moyo wa munthu wopambana umatentha kwambiri udindo wake komanso ndalama zake. Koma izi sizikutanthauza kuti munthu akhoza kukhala ndi maloto osauka a chuma. M'malo mwake, mbiri imadziwa zitsanzo zambiri, pamene kupambana kosadziwika kwa anthu osauka kunapindula kwambiri pamoyo wawo. Kodi chinsinsi chawo ndi chiyani? Ndithudi mwakhama ndi chikhulupiriro mwa inueni. Ndiponso kuti iwo adatha kupyola mu kuwerenga maganizo kwawo kwa wopemphapempha ndipo adaphunzira kuganiza ngati ma greats a dziko lino lapansi.
Mmene mungakopere ndalama: Psychology ya chuma ndi umphawi
Ngati muyang'ana mu malo osungiramo mabuku, mudzapeza zosachepera 10 zosiyana pokopa chuma chosaneneka. Ndalama za ndalama nthawi zonse zimakhudza, choncho sizosadabwitsa kuti kufunafuna koteroko kumapanga zinthu zambiri. Funsolo ndi lakuti: Kodi onse amene amagula mabuku ofananawo amakhala olemera? Palibe ziwerengero zolondola, koma wina anganene kuti n'zosatheka. Apo ayi, pafupi ndi ife tikhoza kukhala mamiliyoni ambiri.
Kodi zikutanthauza kuti kuwerenga kotereku - kunama kwamphamvu ndi kukwiyitsa? Osati kwenikweni komanso osati onse. Sitidzakumbukira mabuku osakayikira monga "Njira zisanu kuti mukhale olemera mu mphindi zisanu," koma kambiranani ndi mabuku okwanira kuchokera ku gawo la "Psychology". Pakati pa akatswiri a maganizo, pali ochepa mamiliyoni enieni, koma ambiri mwa iwo ndi olemba omwe amapindula kwambiri. Kotero, iwo sali mwakumvetsera akudziwa malamulo ena a kukopa ndalama ndipo akhoza kuwagawana nawo ndi owerenga awo ambiri. Ndi nkhani ina momwe omverawo amachitira ndi mavumbulutso. Ndipotu, anthu ambiri samapitabe patsogolo powerenga bukulo, pofuna kuti apitirize kulima fanizo la "osauka ndi osauka." Nchifukwa chiyani izi zikuchitika? Inde, chifukwa chinsinsi chonse cha ndalama zambiri (mwayi, kupambana, zopindula, chikondi) ndizokha. Ndipo mwaife tokha pali mphamvu yomwe ingathandize munthu wamba kuti akhale mabiliyoni.
Mphamvu ya ndalama: momwe mungapambane ndi chuma
Oprah Winfrey ndi chitsanzo chabwino kwa anthu mamiliyoni ambiri omwe akuyesetsa kuti apambane, kamodzi kamtsikana kakang'ono ka banja losauka, ndipo lero ndi mabiliyoni ambiri akuda a United States komanso amodzi mwa amayi otchuka kwambiri padziko lapansi. Pa imodzi mwa zokambirana zake zambiri, Opra adavomereza kwa atolankhani kuti nthawi zonse ankakhulupirira kuti adzakwaniritsa zinthu zazikulu pamoyo wawo. Nthawi zina chikhulupiriro ichi chinali chokha chimene chinamuthandiza pa nthawi yovuta ya umphawi ndi kukhumudwa. Ndipo mumakhulupirira chiyani? Mfundo yakuti olemera sakhala, koma amabadwa? Chowonadi kuti m'dziko lathu mungathe kulemera pokhapokha mwachinyengo ndi chinyengo? Ndipo mwinamwake, chifukwa chakuti tsogolo silikupatsani inu mwayi uliwonse wolemera? Pitirizani kukhulupirira izi ndipo palibe mamiliyoni omwe simukuwawona. Chabwino, ngati mutasankha kusintha moyo wanu waumwini, ndiye kuyamba ndi kusintha kwanu.
- Choyamba, lekani kudziletsa nokha mu zolinga ndi maloto. Maganizo athu ndi zakuthupi. Ndipo pamene iwe umaganiza kuti ndiwe mwini wa Zhiguli wokha, ndiye iwe sungakhoze konse kulingalira pa galimoto ya mtundu wina.
- Chachiwiri, sikokwanira kungoganizira za chuma, muyenera kufotokozera mwachindunji zomwe chuma ichi chidzakupatsani. Ndalama siziyenera kukhala mapeto mwazokha, ndizo njira yokwaniritsira zolinga zina. Mwachitsanzo, musaganize za zomwe mukufuna kupambana pa lottery. Zidzakhala zowonjezereka kuimira mapindu omwe adzawonekere m'moyo wanu chifukwa cha kupambana kwakukulu: nyumba, galimoto, dacha, vocha. Ndizo zithunzi zomwe zimapatsa uthenga wabwino mphamvu ku munda wamakono, ndipo chifukwa chake, fufuzani njira yakuzindikiritsira zinthu zakuthupi.
Mmene mungatengere ndalama m'moyo wanu: malangizo othandiza
Maloto ndi maloto, koma pansi pa mwala wabodza, monga momwe amadziwira, madzi samayenda. Choncho, pamodzi ndi mphamvu yoyenera kukhazikitsa, nkofunika kuphunzira momwe mungachitire. Ngati mukufufuza zolemba za mamiliyoni ambiri odziwika bwino omwe anatha kupambana okha ndi ntchito yawo, ndiye kuti aliyense wa iwo anali ndi kusintha kwa moyo, zomwe zinatsimikizira momwe alili panopo. Ndizovuta kusankha pamene kunali koyenera kupereka chinthu chofunikira ndi pangozi yopindula zambiri. Monga lamulo, kunali kukana kuchoka ku ntchito yokhazikika, kusamukira kudziko lina, kuphunzitsa wapadera.
Ndipo tsopano ganizirani za momwe mumasiyira zokondweretsa zomwe zidzachitike. Kapena musawazindikire. Chitsanzo chosavuta: inu tsiku ndi tsiku mumapita ntchito yosakondedwa yomwe imakupatsani chikhazikitso koma ndalama zochepa komanso maloto chabe ofuna kukhala olemera ndikuyamba bizinesi yanu. Ndipo bwanji, mmalo mwa maloto onse opanda pake, samangotengera ndi kutaya kumasulira maloto anu moona? Tengani ngongole, pitani ku maphunziro mu zachuma ndikuyang'anitsitsa oyang'anira? Inde, chifukwa ndizoopsa kwambiri kutaya dziko lanu laling'ono koma lokhazikika komanso lokhazikika. Kumbukirani, malinga ngati mukupitirizabe kuchita mantha ndikuchita kanthu, ndalama zambiri sizidzabwera m'moyo wanu.
Malangizo ena othandiza ndikuphunzira kutali. Ngozi ndi yabwino, koma iyenera kukhala yolondola. Ganizirani za zochita zanu masitepe pang'ono. Onetsetsani kuti mupange ndondomeko ndi zina zomwe mungasankhe, ngati chinachake chikupita molakwika, monga mukukonzekera. Izi zimathandizidwa kwambiri ndi kufufuza nkhani zabwino za anthu ena. Werenganinso zojambulajambula za anthu otchuka ndi otchuka omwe mumawakonda. Fufuzani njira zawo ku chuma ndipo mudzawona kuti sizinali zophweka, koma zovutazo sizinalepheretse aliyense.
Mmene mungakopekere ndalama ndi mwayi: zizindikiro ndi zizindikiro
Koma bwanji za mitundu yonse ya ziphuphu, zamatsenga ndi zizindikiro zokopa ndalama, mumapempha? Kodi iwo samagwira ntchito? Iwo amagwira ntchito, koma ngati chinthu china chowonjezera cha kugwirizanitsa maganizo. Mwa kuyankhula kwina, pokha, palibe ndalama zamtengo wapatali kapena zowonjezera ku China zomwe zidzabweretsere bwino kunyumba kwanu. Koma ngati inu, pamodzi ndi kuyang'ana kolondola ndi zochita zogwira ntchito, gwiritsani ntchito mtundu wina wamatsenga ndikukhulupirira mphamvu zake, ndiye zidzakuthandizani. Mwachitsanzo, tikhoza kutchula zochitika zodziwika bwino za Biography ya Niels Bohr. Podziwa kuti nsalu ya akavalo imakhomedwa pakhomo la labotale yake, mmodzi wa othandizira ndi grin anafunsa ngati katswiri wotchuka wa sayansi ndi wokonda zinthu monga Bohr ankakhulupirira tsankho. Wasayansi anayankha kuti: "Ayi ndithu! Koma ndinauzidwa kuti mosasamala kanthu kuti ndimakhulupirira chizindikiro ichi kapena ayi, zidzandipatsa mwayi. " Choncho, mtengo wamtengo womwe ukukula pawindo la kumwera chakum'mawa kwa nyumba yanu kapena kasupe waung'ono pamalo ena opinda m'chipinda chimakupatsani chiyembekezo ndi chiyembekezo cha chuma mwa inu, musataye mtima. Mapulaneti, zipsyinjo, zamatsenga ndi mtundu wa kusintha kwa maganizo kwa mtundu wina. Nthawi iliyonse imodzi ya ndalamazi zimakhala ndi maso, mumaganiza za ndalama, choncho, muziwakopa moyo wanu.
Lamulo lomwelo likugwiranso ntchito kulandira ndalama. Tili otsimikiza kuti sitingathe kubwereka madzulo, osapereka. Apo ayi, pa msinkhu wosadziwika, inu nokha pulogalamu nokha. Koma ngati simukukhulupirira zizindikiro zoterezi, mungathe kuziphwanya mosamala - sipadzakhala zotsatira zoipa pa thumba lanu.
Makamaka gulu loyamba la okonda ndalama limalandira mndandanda wa zizindikiro za anthu zomwe zimathandiza kukopa ndalama kunyumba:
- Musamabwereke Lolemba, ndipo musabwereke Lachiwiri
- Musamabwereke mchere ndi chakudya kwa mnzako dzuwa litalowa
- Musamagweretse ngongole yomaliza kuchokera ku chikwama chanu
- Musagwiritse ntchito ndalama pa tsiku la malipiro - ndalama zonsezi ziyenera kukhala usiku
- Khalani ndi inu chikondwerero chimodzi chosangalatsa chimene simukuchigwiritsa ntchito
- Nthawi zonse yesani zinthu mu chikwama chanu: kuika ngongole pamtengo wapatali, nkhope ndi maso
- perekani ndalama ndi dzanja lanu lamanzere, ndipo tengani ndi dzanja lanu lamanja
Ndipo kumbukirani, zizindikiro ndi maloto ndi theka la kupambana. Pofuna kukopa ndalama ndi kupindula m'moyo wanu, muyenera kugwira ntchito, musamaope kutenga zoopsa ndikuyesetsa kuti muzindikire zofuna zanu. Ndiyeno mungathe kukhala olemera, opambana ndi osangalala kwambiri!