Mowonjezereka, wina ayenera kumva mafunso okhudzana ndi kusintha kwa ruble. Oopsya ndi kusintha kwakukulu kwa ndalama, anthu a ku Russia akuwopa kuti adzatayika ndipo adzathamangira mantha, osadziwa choti achite ndi ndalama mu nthawi yovuta kwambiri. Tiyeni tiyesetse kumvetsa zomwe zikuchitika mu chuma pamodzi ndi akatswiri.
Kodi padzakhalanso zosakhazikika ku Russia mu 2015?
Kuopa kusasinthika kumakhala muzochitika zogwira mtima ku Russia. Kuonongeka kwa ruble kumagwirizanitsidwa kwambiri ndi bankruptcy ya boma, yomwe ndi, bankruptcy, amatanthawuza zosasintha. Kodi n'zotheka posachedwa. Mwachiwonekere ayi. Inde, mphamvu yogula ya ndalama za dziko idzacheperachepera, koma kuyembekezera kuti kugwa kwa bajeti kuwonongedwe mu 2015 sikuli koyenera. Zopindulitsa za chuma cha Russia ndi malo osungiramo ndalama zimakhala zotetezedwa mosagwirizana ndi zovuta kwambiri zomwe zingakhoze kuchitika kokha chaka chino.
Kodi ndiyenera kuchita chiyani ngati pali chosasintha?
Pokhapokha, zosasintha sizowopsa kwa nzika za dzikoli. Ndalama zapadera zomwe zisanachitike, zimapweteka, komanso ndondomeko za boma zokhudzana ndi kutsika kwake. Kawirikawiri boma la bankruptcy likuphatikizidwa ndi kugwa kwa ndalama za dziko, zomwe zimapangitsa kuti mitengo ikhale yowonongeka kwambiri, ndipo nthawi zambiri amasiye. Izi ndizo zimapangitsa kuti zikhale zovuta kuti mupeze njira zosungira ndalama kuti zisasinthe. Ndizomveka kuti, pokhala ndi zoterezi, a Russia amayamba kuda nkhawa, akuwona kusintha kwakukulu kwa ruble, chifukwa cha mtengo wotsika wa mafuta miyezi yapitayi. Komabe, palibe malire! Komabe, kuyerekezera, ndithudi, ndi chifukwa chodandaula za chitetezo cha ndalama. Komabe, ndalama nthawi zonse zimafuna chidwi.
Kodi mungatani ndi ndalama tsopano?
Ataphunzira za kuwonongeka kwa zinthu, ambiri a ku Russia anafulumira kugula katundu. Ngati palibe chidziwitso cha ndalama, chigamulo chogwiritsira ntchito ndalama zowonongeka n'chokwanira, ndithudi, kuperekedwa kuti katundu wogula akugulidwa. Koma anthu ambiri akufunabe kubwereketsa ndalama, zomwe ziyenera kupulumutsidwa ku zosakhalitsa, kuyerekezera ndi zovuta zina. Ngati pali ndalama zambiri zogulitsa katundu, ndipo ziri mu rubles, ndiye kuti n'zomveka kugula nyumba zamalonda. Komabe, Russian ruble, pokhala ndalama zachuma chachuma, sichikhoza mokwanira kuti sichitha kutaya phindu pa nthawi, ngakhalenso vuto la bajeti siliyembekezedweratu. Mukhoza kugula osati nyumba zokha, komanso magalasi ndi masewera, pokhapokha ngati msika wina uli ndi chofunikira chololeza malowa.
Ngati izi sizingatheke, ndiye kuti ndizovomerezeka kugulitsa ndalama mu ndalama, koma izi ndizovuta kwambiri, ndipo ambiri a ku Russia, popanda chidziwitso choyenera ndi chidziwitso, amapanga zolakwa zazikulu zomwe zimayambitsa zoperewera, osati zopindulitsa. Otsogolera amalandira, chifukwa cha kukhoza kuwoneratu. Ngati mumagula ndalama panthawi imene kukula kwake kukuwonekera, mwayi wa kuwonongeka ndi wapamwamba kwambiri, chifukwa panthaŵi imeneyo onse ogulitsa malonda adagula kale ndalamazo ndikuyamba kugulitsa. Ambiri osakhala odzikonda, osadziŵa zoyenera kuchita ndi ndalama, pamene akuyamikira, amagula madola pamphindi yovuta kwambiri.
Ngati chisankho chogulira ndalama chikapangidwenso, muyenera kukhala wokonzeka kuphunzira maganizo a akatswiri musanayambe kupanga malonda, ndikutsatiranso zam'tsogolo. Ngati palibe chilakolako chotere, ndibwino kuti ndalama zikhale bwino. Kuonjezera apo, simukuyenera kugulitsa ndalama imodzi. Mavuto amayenera kusiyanitsa, mwa kuyankhula kwina, simungakhoze kuyika mazira mudengu limodzi.
Komanso mudzakhala ndi chidwi ndi nkhani: