Ambiri mwachinyengo omwe amachititsa zinthu zawo zakuda ndi malo ogulitsa nyumba sakhala odziwika bwino. Makhalidwe oipa ndi anthu osafuna kubweza ndalama nthawi zambiri amatsogolera anthu. Kapena anthu amene angobwera kumeneku kapena mzindawu akhoza kukhala ogwidwa ndi achifwamba ndipo ndicho chifukwa chake akadakalibe bwino pazovuta. Ngati munthu akupatsidwa ndalama zosagula nyumba, koma muyenera kulipira ndalama ndikukufulumizitsani ndi kugulitsa katundu, ndiye kuti mukuyenera kusamala kwambiri.
Koma, ngakhale izi, mungapereke kugula chinthu chilichonse pamtengo wapatali. Nthawi zina pamakhala zochitika pamene wofuna chithandizo akuperekedwa kuti akwaniritse mgwirizano wokhazikika ndi bungweli, komwe mungagulitse katundu wanu pamtengo wambiri kuposa mtengo.
Nthawi zambiri izi zimathera ndi mfundo yakuti mabungwe amatha kuyamba kupereka ndalama zochepetsera mtengo wa malonda chifukwa cha kusowa kwa ogula, ndipo kuchepetsa mtengo kuli kofunikira kuti musataya nthawi yanu yamtengo wapatali. Koma ngati chinyengo mwazochita za bungwe sizingatheke, chifukwa mwa njirayi amangokopa makasitomala ambiri momwe angathere ndi malonjezo awo onama. Dziwani kuti ndizosatheka kuti mugulitse katundu wanu ngakhale 20% kuposa mtengo wamsika, komanso kugula nyumba potsitsimula. Ngati mutalandira malingaliro opanga ndalama, ndiye kuti muyenera kukhala osamala pa izi, monga ogula katundu wanu amadziwa phindu la ndalama ndipo safuna kubweza ndalama, komabe, monga simukufuna kutaya.
Zaka zingapo zapitazo, kachitidwe kachinyengo kotere kwa nyumba monga piramidi yachuma mu malo ogulitsa nyumba anali otchuka. Koma, ngakhale kuti piramidi yotereyi inachititsa kuti anthu ambiri awonongeke m'zaka zapakati pa 90ties, komabe ankakhulupirira za kulemera kofulumira kwa anthu.
Mapiramidi a zachuma pa malo ogulitsa katundu amagwira ntchito mofanana ndi piramidi yodziwika bwino ya ndalama za MMM, ndipo amakongoletsanso ntchito mu malonda a malonda. Piramidi iyi ya ndalama mu malo ogulitsa nyumba ikugwiritsidwa ntchito motere. Wogula ntchitoyo amaperekedwa kuti agule nyumba zogulitsa nyumba zokwana 30 peresenti ya mtengo wake, koma pali vuto limodzi ndipo ndiye kuti kasitomala yemweyo ayenera kubweretsa anthu angapo omwe adzachitanso zinthu ndi zofanana. Nthawi zina ndondomeko imeneyi imagwira ntchito, ndiye ngati muli piramidi yoyamba, ndiye kuti mutha kugula nyumba, koma nthawi zambiri palibe amene amapeza chilichonse. Komanso muyenera kumvetsetsa kuti palibe amene angabwererenso kulipira kwanu koyamba. Ndipo pambali, sizili zophweka kupeza anthu omwe amavomereza kuti alowe nawo piramidi.
Chinthu china chofala kwambiri chachinyengo ndicho kuyang'ana malo osankhira ndalama. Inde, palibe amene angopatsa wogula nyumbayo malo osungirako nyumba, komabe funso likhalebe lotseguka, kodi munthu angaphunzire bwanji za "mauthenga othandizira"? Ndipo amithenga a ntchitoyo amavomerezana ndi wogula ngati ngati realtor akupeza njira yabwino ndi yoyenera, ndiye muzochitika choncho wogula akuyenera kulipira malipiro kwa weniweni wake weniweni.
Choyamba chirichonse chimayenda bwino, weniweni amapeza kuti wothandizirayo ali ndi mwayi waukulu, mwiniwake wa nyumbayo amavomereza kuti agulitse, wogulitsa makasitomala amalandira mphotho yabwino, koma pambuyo pake ntchitoyo ikutha chifukwa chadzidzidzi. Ndipo pambuyo pake, wogula amapeza kuti, pogwirizana ndi mgwirizano wotsimikiziridwa, ndalama zomwe wenitor analamula sizingatheke kuti abwerere, kapena wogwira ntchito wothandizira amatha kusokonezeka. Nthawi zambiri bungwe limagwirizana ndi wogulitsa nyumbayo, koma nthawi zambiri sizingatheke kutsimikizira.
Zomwe zilipo ndi akatswiri amalonda amalimbikitsa kupereka malipiro kwa enieni awo pokhapokha mapeto a msonkho, ndi zina zotero Nthawi zina wogulitsa nyumba yogulitsa nyumba imasonyeza chitsanzo cha zomwe ogula amavomereza ndi wogulitsa ndipo chifukwa chake weniweni salandira mphotho, choncho ndalamazo zimayenera kulipira nthawi yomweyo, koma mawu amenewa sayenera kusokoneza ogula . Chitani cholungama, chovomerezeka, choyera komanso chovomerezeka mwalamulo, ndipo pazochitika zoterozo, chiopsezo chichepetsedwa, ndipo ngati mutaya ndalama, muyeso yachepa.
Kodi mungadziteteze bwanji ku scammers? Pali malingaliro osiyanasiyana osiyanasiyana. Ngati wogula adaganizabe kugwiritsa ntchito chithandizo cha realtor, ndiye kuti ndi bwino kulisankha, kuweruza ndi malingaliro a anzanu kapena odziwa nawo. Wogulitsa kapena wogulitsa oona mtima amene wakhala akugwira ntchito ku msika wa malonda kwa zaka zambiri, amachita ntchito yake mosamala, komanso mwakhama, ubwino wa wogulitsa katunduyo ndi wamkulu kuposa antchito a kampani yogulitsa nyumba zomwe zimakhala mbiri yabwino ndipo kampaniyo imakhala yosasuntha.
Ndibwino kuti mukhale osamala pamene mukugula malonda a pansi pamtengo wapamwamba kuposa mtengo.
Komanso, wogula ayenera kusamala kwambiri pamene akulipirapo, chifukwa malinga ndi mgwirizano, ngati chithandizo chikulipiridwa, koma malondawo sanachitike, ndiye palibe amene angakubwezereni ndalama. Ngati mukumvetsera mwachidwi ndikulembetsa zolembera ndi malo ogulitsa katundu, ndiye kuti mutha kudzitetezera kuzinyalala zambiri.