Mkazi aliyense wodzikonda ndi wokongola ayenera kukhala wodziimira payekha pazochitika zachuma. Izi si zophweka kukwaniritsa, kukhala ndi moyo m'nyumba yapanyumba, koma muyenera kuphunzira kuti muli ndi mwayi wosankha zomwe mungagule, komwe mungapume, popanda kupempha ndalama kwa munthu.
Kuyika zinthu mwadongosolo muchuma
Mabanja ambiri ali ndi bajeti yofanana, ngati mutero, igawireni mowirikiza komanso wanu. Sungani ndalama zonse zomwe muli nazo zokhazokha, mungathe kubwereka pakhomo panu kapena mukugwira ntchito kwinakwake. Lembani zonse zomwe mumapeza pokhapokha pazofuna zanu. Mwachibadwa, mafunsowa ayenera kukambirana ndi mwamuna wanu, kotero kuti sipadzakhala kusagwirizana pakati pa onse.
Kuwerengera
Kuti mukhale odziimira pazinthu zachuma, muyenera kudziwa ndondomeko ya ndalama zomwe muli nazo, momwe mumakonzekera kugula zinthu zofunika, komanso zomwe mukufunikira. Njira yosavuta ndiyo kulembera m'mizere iwiri yosiyana, limodzi kulembera limodzi, ndi ina yosasintha. Mungagwiritse ntchito mapulogalamu apadera a mapiritsi ndi mafoni a m'manja "Phindu laumwini" kapena ntchito yomweyo pamakompyuta osavuta, ndi bwino kugwira ntchito ndi manambala pogwiritsa ntchito felelo ya Excel . Pali zambiri zomwe mungasankhe, zokhazokha ziyenera kusungidwa tsiku ndi tsiku. Zingakhale zopanda phindu kuchotsera peresenti inayake kuchokera kumalipiro mwezi uliwonse ngati nkhokwe yosasunthika mu bajeti yanu. Zonsezi zidzatha kukhala ndalama zanu.
Nenani ayi ku ngongole ndi ngongole
Ufulu wanu wa zachuma sudzabwera ngati simulipira ngongole. Kukhalapo kwawo kudzakuthandizira kuti muyambe kupempha thandizo kwa mwamuna kapena anthu ena, motero ufulu wanu wa ndalama sungathe posachedwa. Pa ngongole zomwe muli nazo, simungakwanitse kudzaza bajeti. Mungathe kuchita izi mwa kukana makadi a ngongole, mwa kubwereranso ku khadi yachibadwali. M'mwezi woyamba, taya moyo wamba wabwino. Zonsezi zidzakuletsani kuyesedwa kuti mulowe mu ngongole zotsatira.
Pezani ntchito
Ngati simungapange ndalama zanu pazifukwa zilizonse, yesetsani kupeza ntchito yabwino, yokwanira yomwe ingakupatseni ndalama. Ndipo apa mungathe kuzigwiritsa ntchito nokha. Mwina imodzi mwa makalasi awa adzapitiriza kukhala ntchito yanu yayikulu, kubweretsa phindu, mwinamwake chifukwa cha izo, mudzakhala odziimira nokha. Ndibwino kwambiri kuyang'ana, kuyambira pa mtundu wa ntchito.
Ndalama za ndalama zanu
Pofuna kupeza ndalama zochepa, anthu ena amayesa kugwiritsa ntchito ndalama zomwe amapeza, motero amalandira kokhutira kanthawi kochepa. Pali anthu omwe amayamba kusonkhanitsa, kubwereranso, ku zomwe zimatchedwa nthawi zabwino. Komabe, kungakhale kwanzeru kugulitsa ndalama mu malo osungirako katundu, zotetezedwa, izi zidzakupatsani phindu lamtsogolo. Kupeza zinthu zogulira zazikulu zomwe mukufunikira, ndibwino kuti ndalamazo zisinthe pang'onopang'ono, mwinamwake pali mwayi mu miyezi ingapo kuti musakhale ndi kanthu chifukwa cha kugula kwakukulu.
Phunzirani mabuku othandiza okhudza ndalama
Pofuna kukhala mkazi wodziimira payekha, muyenera kuwerenga nthawi zonse mabukuwa ndikubwezeretsanso chidziwitso chatsopano. Sikoyenera kuwerenga mabuku ambiri ndikupatsani theka la tsiku. Zidzakhala kwa maola 1-2. Chinthu chachikulu ndicho kusankha mabuku othandiza kwambiri omwe ali ndi uphungu.
Kuyankhulana ndi anthu odziimira ndalama
Ngati muli ndi anzanu omwe afika kale payekha, izi ndi zabwino, chifukwa mukhoza kupeza malangizo awo kapena kuwafunsa funso lililonse. Ndipo ngati inu, mosiyana, mukuzunguliridwa ndi anthu osasangalala ndi osauka, izi zidzakhudza mavuto anu. Muyenera kulankhulana ndi iwo mwatcheru, koma musachepetse kulankhulana, monga mwa chitsanzo chawo mungathe kuwona momwe simuyenera kukhalira ndi moyo komanso zomwe zingayambitse. Kulankhulana ndi abambo ndi amai omwe ali ndi ndalama ndipo mudzakhala chimodzimodzi!
Bungwe la bizinesi yanu
Njira yabwino koposa yokhala ndi ndalama zapamwamba ndikuchita bizinesi. Panthawi yoyamba idzakhala yovuta, idzatenga nthawi yochuluka kuchokera kwa inu. M'tsogolomu, pakukhazikitsa bizinesi, padzabwera ufulu ndi kanthaŵi, ndipo mwinamwake ndalama, makamaka ngati ntchito ya bizinesi sikufuna kuti mutenge nawo mbali.
Ngati muli ndi mwamuna panthawiyo, ngati simukulemedwa ndi ndalama, kenaka muzigwiritsa ntchito luso lanu, kupeza maluso ena, kupeza maphunziro, kuphunzira zovuta zanu, komanso chofunika kwambiri, kuyamba kuchita nokha. Njira yowonjezera ya mafunso a zachuma imagwirizanitsa banja, kotero kugula zinthu zazikulu ziyenera kuthetsedwa pamodzi ndi mwamuna wanu, ngakhale ndi phindu lanu lalikulu. Mikangano yovuta nthawi zambiri imayambitsa bajeti zosiyana, kugula zinthu zazikulu pambali. Muzisankha zanu musadutse mzere, funani mgwirizano m'banja.