Agogo athu aakazi ndi agogo awo anali osamala kwambiri za ndalama zawo, ankadziwa nthawi yobwereketsa, komanso pamene sakanachita, momwe angachitire mogwirizana ndi miyambo ya anthu panthawi iliyonse yokhudzana ndi ndalama.
Zizindikiro zambiri sitidzazichita mwachangu, mwachitsanzo, popereka kachikwama, musaiwale kuyika ndalama kuti mupange ndalama. Ana saloledwa kuyimba mluzu kunyumba, sipadzakhala ndalama. Ngati dzanja lamanzere lili lovuta, timayankhula ndi ndalama. Ngakhale kuti ndiwotchulidwa ndi anthu ena ngati akugwedeza dzanja lamanja - kupeza ndalama, kumanzere-kupereka.
Koma palinso zizindikiro zina zomwe zatsala pang'ono kutha ku moyo wa tsiku ndi tsiku, zomwe makolo athu adaziwona ndikuzifalitsa ku mibadwomibadwo.
Kodi ndi bwino kupereka ndi kubwezera ngongole?
- Ndi bwino kubwezera ndalama m'mawa. Perekani izi madzulo - ndalama sizidzasungidwanso.
- Ngati ndi kofunikira kuti mutenge ndalama madzulo, ndiye kuti kupatsako kuyenera kuwaponya pansi (ngati kuti mwadzidzidzi), ndipo wogwira ntchitoyo ayenera kulikweza.
- Simungapereke ndalama madzulo, mwinamwake iwo sadzakhala m'nyumba.
- Lolemba samapereka ngongole.
- Simungathe kubwereka ndalama za Chaka Chatsopano, ngati mutakhala ndi ngongole chaka chonse.
- Nthawi zonse tengani ndalama ndi dzanja lanu lamanzere, ndipo perekani kukulondola.
- Dzuŵa litalowa, kusintha misozi.
Kupanga ndalama
- Pamene cuckoo yoyamba iyenera kuwononga ndalama.
Misomali iyenera kukonzedwa Lachiwiri ndi Lachisanu.
Mukawona mwezi wakhanda, gwiritsani ndalama kapena golidi - mudzakhala olemera.
Musati muwerenge zomwe mumalandira madzulo - ndizolakwika. Lembani phindu lanu bwino m'mawa, ndiye kuti pangakhale kuwonjezeka kwake.
Pofuna kukopa luso la ndalama, yikani ndalama yaikulu kwambiri, yomwe ili m'nyumba, pansi pa kabati, masiku atatu usanafike mwezi. Ndipo pamene Mwezi ukuyamba kuchepa, ndikofunika kuti mutuluke.
Sungani ndalamazo mwachindunji, onetsetsani kuti mulibe ngongole zowonongeka.
Mukufuna kuti ndalama zifike, sungani ndalama zonse zapapepala m'thumba lanu kumaso anu.
Musati muwerengere ndalama mu banki ya nkhumba - sichidzakopedwa.
Kuti mupange ndalama zambiri, yesani pepala la aspen mu chikwama.
Ndalama samafuna kudzitama
Kwa jinx ndalama zanu zamoyo zimakhala zosavuta. Choncho musadzitamande chifukwa cha ndalama zanu. Ndalama zimakonda pamene "akulira".
Chithumwa chifukwa cha luso
Kuti mukhale ndi mwayi pantchito ndi malonda, dzipangani nokha. Dulani mabowo mu ndalama zing'onozing'ono zitatu zazing'ono ndikulumikiza kavalo wofiira kapena chingwe mwa iwo. Nthawizonse muzivala chithumwa ndi inu. Kuti izi zitheke bwino, nthawi ndi nthawi muzizitenga m'manja mwanu, pita kukapanda ndalamazo ndipo musaiwale kuganiza za chitukuko. Pamenepo adzakhala ndi inu.
Ndalama zimasonyeza za banja
- Sungani zinyenyeswazi kuchokera patebulo ndi dzanja lanu - mudzipulumutse nokha.
Botolo lopanda kanthu lomwe latsala patebulo limalonjeza kusowa ndalama.
Pa tebulo khalani pansi - osauka kuti mukhale.
Siyani tcheru patebulo - misozi.
Ndizosatheka kuthetsa zinyalala madzulo kudzera pakhomo - mukhoza kutulutsa ndalama kuchokera kunyumba.
Simungatenge kanthu kakang'ono kamene kamagwetsedwa ndi munthu pamsewu.
Musakweze ndalama m'mawa ngati atapezeka pamimba yopanda kanthu.
Ngati ndalamazo zikunama "mphungu" kumtunda - izo zibweretsa mwayi, ngati "mtanda" - musaukweze.
Zizindikiro za malonda abwino
Wogulitsa aliyense ali ndi zovala zake zokondweretsa, zomwe sizingasambidwe nthawi zambiri, mwinamwake mukhoza "kutsuka" mwayi wake.
Mukatambasula katundu wanu pamsika, nenani mawu awa: "Zogulitsa ndizo nkhope yanga, ndipo ine ndekha ndimachita bwino."
Mutagula woyamba atagula ndalama pa katunduyo, koma ngati ali munthu. Ngati wogula woyamba anali mkazi, ndiye bwino kubisala ndalama zake kutali ndipo osalola kuti wina awathandize. Apo ayi, mwayi wanu lero sukuwoneka.
Kuti zizindikilo zonse zichite, mukufunikira mzimu wabwino. Choncho musaganize, musamafune choipa kwa ena, mupatseni wopempha ndi ndalama boomerang nthawi zonse abwererani kwa inu.